Thank you for visiting Azle Capital! Your use of this website www.azlecapitalfin.com and any pages thereof (“Site”) is controlled by these Terms of Use. By entering this Site and through your use of this Site, you agree to these Terms of Use whether or not you are a registered user of our products and services (each a “Service” and collectively our “Services”). IF YOU DO NOT AGREE WITH THESE TERMS OF USE, YOU MAY NOT USE THE SITE.
OWNERSHIP OF SITE. Azle Capital, a limited liability company (“Azle Capital,” “Azle Capital,” “we,” “us,” “Company,” or “our”) owns and operates this Site. You acknowledge and agree that all content, web pages, source code, calculations, products, materials, data, information, text, screen, functionality, services, design, layout, screen interfaces, “look and feel,” and the operation of this website (collectively, “Site Content”) are protected by various intellectual property laws, including, but not limited to, copyrights, patents, trade secrets, trademarks, and service marks, and you do not acquire any rights by downloading or viewing any Site Content. You agree that Azle Capital and all logos related to our products and Services are our or our licensors’ trademarks or registered trademarks. You may not copy, imitate, or use them without our prior written consent. In addition, all page headers, custom graphics, button icons, and scripts are our service marks, trademarks, and/or trade dress. You may not copy, imitate, or use them without our prior written consent.
ELIGIBILITY. The Site is intended solely for users who are 18 years of age or older, and any registration or use of the Site by anyone under 18 is unauthorized and in violation of these Terms of Use. By using the Site, you represent you are 18 or older and that you agree to and will abide by all of the terms and conditions of these Terms of Use. If you violate any of these Terms of Use, or violate any other agreement with us, we may terminate your registration and/or prohibit you from using or accessing our Services or the Site.
COMMUNICATIONS AND AFFILIATE SHARING. By accepting these Terms of Use, you expressly consent to having Azle Capital, our affiliates, agents, or representatives, and potentially our banking partners contact you about your inquiry by text message, SMS, email, or phone (including use of an automatic telephone dialing system or an artificial or pre-recorded voice) to the residential or cellular telephone number you have provided, even if the telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Azle Capital or its affiliates. You acknowledge that you provided us your cellular number and you provided your cellular number during a transaction that if consummated will result in you owing a debt to Azle Capital. You also consent to us contacting you through the email address you have provided us. The phone number provided must be a phone number registered to you or which you have authorization to use and not a phone number of any third party such as a debt relief agency or other. If you want to opt-out of receiving marketing information by email, telephone, text message, and/or mail, please email admin@azlecapitalfin.com with the subject “Opt Out” or call (800) 333 2011. If you have established an account with us, you can also change your communication preference through editing your preferences in “My Communication Preferences” under your “My Profile” once you sign into your account with Azle Capital. In the event you consummate a loan you agree that you will provide a phone number and address that is associated with you and not a third party.
By accepting these Terms of Use, you acknowledge and agree that we may share the information that you provide us, including, but not limited to, your full name, birth date, address, telephone number, email address, and social security number with our affiliates. You also acknowledge and agree that members of our affiliates, including Quicken Loans, Azle Homes, and Rapid Advance, among others, may share any information with us that you have provided to them. Your information includes, but is not limited to, your full name, birth date, address, telephone number, email address, and social security number, and any credit profile that they may have attributed to you. You understand that our Affiliates, and/or Partners may maintain the information you submitted to us even if you decide not to use their services. In the event you no longer want to receive communications from our affiliates, or Partner, you agree to notify them directly.
LOAN REQUESTS. You may be presented with the opportunity to apply for a loan through the Site. When you apply for a loan, you agree to provide current, complete, and accurate information about yourself. You agree that you will not, in connection with any Services, misrepresent your identity, or describe, present, or portray yourself as a person other than yourself. If any information you provide is untrue, inaccurate, not current, or incomplete, we have the right to reject any application you have submitted, terminate any agreement we have with you, and restrict your future use of the Site and our Services. We reserve the right to decline any application for a loan. You agree that if you request a loan through our Site you will not be requesting a loan for any illegal or illicit purpose. You acknowledge and agree that your loan request may not be funded. You agree that we will initially do a soft credit pull and that any offer of credit to you will be contingent upon a hard credit pull which we will complete prior to you signing the Loan Agreement to ensure your credit has not changed. You acknowledge and agree that the terms of any offer of credit to you will change from day-to-day and to some extent hour-by-hour and if you leave the Site or your loan application process, any rate and term information you were quoted on the Site may change. Completed loan applications expire after 30 days unless otherwise agreed upon in writing.
SIGN IN AND PASSWORDS. If you apply for a loan through the Site, you will be required to create an account and password. You agree that you will protect and maintain the confidentiality of any user identification, password, or other identifying information you obtain through your use of the Site and will not disclose this information to any third party. You agree that you will immediately contact Azle Capital if you believe your user identification, password, or identifying information has been compromised, lost, or stolen. Note that Azle Capital will never contact you through an unsolicited email or phone call requesting your username or password. You also acknowledge and agree that you are solely responsible for all damages or claims that may arise from any access to or use of this Site by any person to whom you provided your user identification, password, or other identifying information, or by any person who has obtained such information from you, including, but not limited to, any access to or use of this Site that may occur before you have notified us that your user identification, password, or other identifying information has been lost, stolen, or otherwise compromised and we have had a reasonable time to act.
AUTOPAY DISCOUNT. Depending upon the time of your application, you may have been eligible to select a discounted rate if you chose autopay for your monthly payments. The autopay rate is a discount on the regular rate. If you do not select autopay and later elect to make payments by autopay you will not be eligible for a rate discount.
PERMITTED USE. You agree that:
your use of this Site is subject to and governed by these Terms of Use;
you will only access or use this Site and transact business with us if you are at least 18 years old;
you will comply with and be bound by these Terms of Use as they appear on this Site each time you access and use this Site;
each use of this Site by you indicates and confirms your assent to and agreement to be bound by these Terms of Use;
these Terms of Use are a legally binding agreement between you and Azle Capital that will be enforceable against you;
by accessing and using this Site, you are also using Google Maps API and you assent to and agree to be bound by Google’s Terms of Service. Azle Capital does not accept any responsibility for the content of Google’s Terms of Service.
You agree that you will not use or attempt to use this Site for any purpose other than personal consumer lending for your individual purposes with Azle Capital as a bona fide client of Azle Capital; you may not use or attempt to use this Site or any part of this Site for any purpose:
that interferes with or induces a breach of the contractual relationships between Azle Capital and its employees
that is any way unlawful or prohibited, or that is harmful or destructive to anyone or their property;
that transmits any advertisements, solicitations, schemes, spam, flooding, or other unsolicited email, unsolicited commercial communications;
that transmits any harmful or disabling computer codes or viruses;
that harvests email addresses from this Site;
that transmits unsolicited email to this Site or to anyone whose email address included the domain name under this Site;
that interferes with our network services;
that attempts to gain unauthorized access to our network services;
that suggests an express or implied affiliation with Azle Capital, its affiliates, (without the express written permission of Azle Capital);
that impairs or limits our ability to operate this Site or any other person’s ability to access and use this Site;
that uses any methods, means, or devices to click on to this Site or cause a visit to this Site for the purpose of manipulating the results of any Internet search engine, or for any other purpose other than conducting consumer lending related business with Azle Capital as a bona fide client of Azle Capital ;
that unlawfully impersonates or otherwise misrepresents your affiliation with any person or entity
that harms minors in any way, including, but not limited to, transmitting or uploading content that violates child pornography laws, child sexual exploitation laws, and laws prohibiting the depiction of minors engage in sexual conduct;
that transmits or uploads pornographic, violent, obscene, sexually explicit, discriminatory, hateful, threatening, abusive, defamatory, offensive, harassing, or otherwise objectionable content or images;
that harms, threatens, harasses, abuses, or intimidates another person in any way or involves images or content that depicts, promotes, encourages, indicates, advocates, or tends to incite the commission of a crime or other unlawful activities
that dilutes or depreciates the name and reputation of Azle Capital, or any of their affiliates;
that transmits or uploads any content or images that infringes any third-party’s intellectual property rights or infringes any third-party’s right of privacy; or
that unlawfully transmits or uploads any confidential, proprietary, or trade secret information
RESTRICTIONS ON USE. You agree to abide by all applicable laws and regulations in your use of the Site and our Services. In addition, you agree that you will not do any of the following:
apply for more than one loan (if you have a loan), or apply for a loan on behalf of an individual other than yourself or on behalf of any group or entity;
post or otherwise make available content, or take any action on the Site, that may constitute libel or slander or that infringes or violates someone else’s rights or is protected by any copyright or trademark, or otherwise violates the law;
post or otherwise make available content that in our judgment is objectionable, such as content that is harmful, threatening, inflammatory, obscene, fraudulent, invasive of privacy or publicity rights, hateful or otherwise objectionable; that restricts or inhibits any other person from using or enjoying the Site; or that may expose us or our users to any harm or liability of any type;
post or otherwise make available any unsolicited or unauthorized advertising, solicitations or promotional materials, or any other form of solicitation;
use the information or content on our Site to send unwanted messages to any other user;
impersonate any person or entity, or falsely state or otherwise misrepresent yourself, your age or your affiliation with any person or entity;
post or otherwise make publicly available on the Site any personal or financial information of any third party
solicit personal information from anyone under 18 or solicit passwords or personally identifying information for commercial or unlawful purposes;
use the Site or our Services in any manner that could damage, disable, overburden, or impair the Site;
harvest or collect email addresses or other contact information of our users from the Site by electronic or other means, including via the use automated scripts; or
post or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy, or limit the functionality of any computer software or hardware or telecommunications equipment.
COPYRIGHT COMPLAINTS. If you believe that any material on the Site infringes upon any copyright that you own or control, you may send a written notification to us via email at admin@azlecapitalfin.com. In your notification, please:
confirm you are the owner, or authorized to act on behalf of the owner, of the copyrighted work that has been infringed;
identify the copyrighted work or works you claim have been infringed;
identify the material that you claim is infringing or is the subject of infringing activity and that is to be removed (please include information reasonably sufficient to permit us to locate the material);
provide your contact details, including an email address; and
provide a statement that the information you have provided is accurate and that you have a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law
INDEMNIFICATION. You agree to defend and hold harmless Azle Capital, their affiliates, and their officers, directors, employees, and third-party suppliers from and against any and all third party actions, suits, claims and/or demands and any associated losses, expenses, damages, costs, and other liabilities (including reasonable attorneys’ fees), arising out of or relating to your submitted content, use or misuse of any aspect of the Services or the Site, or your violation of these Terms of Use. You will cooperate as fully as reasonably required in the defense of any such claim or demand. We and any third-party involved in creating, producing, or delivering the Site and/or the Services reserve the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, at your expense, and you will not in any event settle any such matter without our prior written consent and that of any such third-party.
SEVERABILITY. You agree that any provision of these Terms of Use shall be found to be unlawful or void, or for any reason unenforceable, then that provision shall be deemed severable from the other provisions of these Terms of Use and shall not affect the validity and enforceability of such other provisions.
YOUR COOPERATION NEEDED. Azle Capital generally begins processing your application upon your submission of a full and complete application. If you submit an application, you agree to cooperate in the application process (including submitting all required documentation in a timely manner) and if needed, to obtain information Azle Capital may need from third-parties such as your bank or employer, etc. In addition, you agree to notify Azle Capital of any changes in any information submitted in connection with your application.
NOTIFICATIONS. Azle Capital may provide you with notices via email and regular mail at the most recent address you have provided, or through posting information on this Site, as allowed under the law.
NO WARRANTY; ERRORS; DISCLAIMERS. ALTHOUGH WE WILL USE REASONABLE EFFORTS TO PROVIDE AN ACCURATE SITE AND SERVICES, THE SITE AND OUR SERVICES ARE PROVIDED “AS IS” AND WITHOUT ANY REPRESENTATION OR WARRANTY, WHETHER EXPRESS OR IMPLIED. WE AND OUR AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND THIRD PARTY SUPPLIERS (COLLECTIVELY, THE “Azle Capital PARTIES”) DISCLAIM ANY AND ALL REPRESENTATIONS, WARRANTIES, OR GUARANTEES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, RELATING TO THE SITE, THE SERVICES, ANY DOCUMENTATION PROVIDED OR MADE AVAILABLE TO YOU AND ANY OTHER PRODUCTS AND RELATED MATERIALS AND/OR SERVICES PROVIDED TO YOU BY ANY OF THE Azle Capital PARTIES, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES: (I) AS TO TITLE, MERCHANTABILITY, FITNESS FOR ORDINARY PURPOSES, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, SYSTEM INTEGRATION, AND WORKMANLIKE EFFORT; (II) AS TO THE QUALITY, ACCURACY, TIMELINESS, OR COMPLETENESS OF THE SITE OR THE SERVICES OR ANY ASPECT THEREOF; (III) ARISING THROUGH COURSE OF DEALING, COURSE OF PERFORMANCE, OR USAGE OF TRADE; (IV) RELATING TO THE SITE OR SERVICES CONFORMING TO ANY FUNCTION, DEMONSTRATION, OR PROMISE BY ANY Azle Capital PARTY; AND (V) THAT ACCESS TO OR USE OF THE SITE AND/OR SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR COMPLETELY SECURE. ANY RELIANCE UPON THE SITE AND/OR SERVICES IS AT YOUR OWN RISK AND THE Azle Capital PARTIES MAKE NO WARRANTIES.
LIMITATION OF LIABILITY. You agree that all access and use of the Site and its contents and your use of the Services are at your own risk. Neither we nor any Azle Capital party involved in creating, producing, or delivering the Site and/or the Services has or will have any responsibility for any consequences relating, directly or indirectly, to any action or inaction that you may take based on the Site and/or the Services, or any aspect thereof. You agree that you, and not Azle Capital, will bear the entire cost of all servicing, repair, correction, or restoration that may be necessary for your data, software programs, or computer equipment because of any viruses, errors, or other problems you may have as a result of using or visiting this Site.
WE WILL NOT BE HELD LIABLE FOR ANY DEFECTS, FAULTS, INTERRUPTIONS, OR DELAYS IN THE OPERATION OR TRANSMISSION OF ANY PRODUCT, AND/OR ANY INACCURACIES, ERRORS OR OMISSIONS IN THE INFORMATION CONTAINED IN THE SITE AND/OR THE SERVICES. UNDER NO CIRCUMSTANCES WILL ANY OF THE Azle Capital PARTIES BE HELD LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, PUNITIVE, OR OTHER DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOST PROFITS, ARISING OUT OF, BASED ON, RESULTING FROM, OR IN CONNECTION WITH THE SITE AND/OR THE SERVICES OR ANY PRODUCTS, THESE TERMS OF USE OR YOUR USE OR INABILITY TO USE ANY OF THE FOREGOING, EVEN IF THE Azle Capital PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
ALL OF THESE LIMITATIONS APPLY REGARDLESS OF THE CAUSE OR FORM OF ACTION, WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, TORT, OR OTHERWISE, AND EVEN IF WE OR OUR REPRESENTATIVES HAVE BEEN NEGLIGENT OR HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NO ACTION ARISING OUT OF OR PERTAINING TO THESE TERMS OF SERVICE MAY BE BROUGHT MORE THAN ONE (1) YEAR AFTER THE CAUSE OF ACTION HAS ARISEN.
ACCESS TO SITE. Azle Capital reserves the right at all times, in its sole discretion and without notice to you, to deny your access to and use of the Site.
LINKING. The Site may, from time to time, provide links to other websites. Azle Capital does not endorse, approve, sponsor, or control, and we are not in any way responsible for, any of the content, services, calculations, information, products, or materials that you may receive through any website where we may have provided a link. Through use of this Site, you acknowledge and agree that Azle Capital will not be responsible for or liable to you or any other person for any damages or claims that might result from your use of such content, services, calculations, information, products, or materials.
No Advertising / No Links. Azle Capital does not permit third-party advertising on this Site. Except with the express written permission of Azle Capital, you agree that you will not create links from any website or webpage to this Site or any webpage within this Site.
REVISIONS AND MODIFICATIONS. We reserve the right to temporarily or permanently modify or discontinue the Site, or any portion of the Site, for any reason, without notice to you. We may also change these Terms of Use from time to time without notice to you. Please review these Terms of Use often because your continued access or use of the Site after any modifications have become effective shall be deemed your conclusive acceptance of the modified Terms of Use. You agree and acknowledge that Azle Capital may temporarily or permanently revise or change these Terms of Use at any time, without notice to you, and you agree that you will be bound by the provisions of these Terms of Use as they appear on this Site at the time you access this Site. Because these Terms of Use may change, we encourage you to refer back often to these Terms of Use. In addition, you agree and acknowledge that all other content, services, products, and materials on or available through this Site are subject to updating and revision without notice to you. You further acknowledge and agree that individual modifications to the Terms of Use may not be altered by contract, unless permitted in writing by Azle Capital.
Data Collection and Data Sharing
These are the types of data we might collect about you:
Identifiers
Any personal data described in subdivision (e) of Section 1798.80 of the Consumer Privacy Act
Characteristics of protected classifications under federal law
Commercial data
Biometric data (for employees only as required by law)
Internet or other electronic network activity data
Geolocation data
Sensory data
Professional or employment data
Education data
Inferences drawn from any of the data used to create a customer profile
Sources of collected data:
Information collected through our websites
Information you provided when getting a product or a service from us
Information you provided when signing up for communications from us
Information you provide when entering promotions or sweepstakes
Information you provided through telephone or web-based surveys, online chat, customer service correspondence or general feedback
Information you provided when applying for a position with us
Information provided by third parties such as lead buy partners, data brokers and credit bureaus
Information collected using web technologies
Ways we might use your data:
Marketing (unless you’ve opted out)
Auditing
Fraud detection
Debugging
Providing services
Quality control
Reasons we might share your data with third parties:
Business purposes
Auditing
Detecting fraud
Debugging
Providing services
Internal research
Quality control
With your consent, we might share your personal data with third parties, including our affiliates, mortgage partners and service providers, for these reasons:
Business purposes
Marketing
Analytics
Pre-populating your information to make your experience easier
22.1 Sale of Data
We may sell your personal information to affiliates or trusted business partners. You have the right to opt-out of the sale of your data to third parties.
To exercise this right, please contact us.
22.2 Your Privacy Rights
If you’d like to review, access, revise or delete personal data we’ve collected about you, please contact us.
22.3 Right to Know
You have a right to know what personal data we’ve collected about you, what data we’ve sold, who we’ve sold your data to, and what data we’ve shared for business purposes.
To exercise this right, please contact us.
22.4 Right to Access
You have the right to see what specific pieces of data we have about you, and to get this data in a portable and easily accessible format.
To exercise this right, please contact us.
22.5 Right to Delete
You have the right to request that we delete your data. We’re legally required to keep some data about you, but we’ll delete everything we can. Keep in mind that we might reacquire some of your data if we purchase data from a third party.
To exercise this right, please contact us.
22.6 How We Process Your Privacy Rights
First we’ll verify your identity using your personal info. Then we’ll process your request according to company guidelines. You can usually expect a response within 45 days.
22.7 Authorized Agent
If you’re an authorized agent (such as power of attorney) making a request on behalf of someone else, please contact us.
22.8 Right to Non-Discrimination For The Exercise Of Your Privacy Rights
You won’t be discriminated against for exercising your privacy rights.
22.9 How to Contact Us About Your Data
Call us at (855) 503-4930
Send an email to admin@azlecapitalfin.com
Visit azlecapitalfin.com and log into your account
GOVERNING LAW AND DISPUTE RESOLUTION. You agree that these Terms of Use shall be governed by and construed in accordance with the law, without giving effect to any principles of conflicts of law. You understand and agree to resolve through final and binding arbitration the following claims, disputes, or controversies arising between you and Azle Capital, and its parents, affiliates, subsidiaries, or related companies: all claims, disputes, or controversies arising from the Telephone Consumer Protection Act of 1991 (“TCPA”), or state law claims similar to the TCPA. You will arbitrate TCPA claims between you and Azle Capital at a location the arbitrator will determine in compliance with Azle Capital’ Governing Law provision. The arbitrator, not the court, will resolve the issue of arbitrability. Any state or federal court having jurisdiction thereof may enter judgment of any award the arbitrator renders. This arbitration contract is made under a transaction in interstate commerce, and the Federal Arbitration Act (“FAA”) will govern its interpretation, application, enforcement, and proceedings. As the Governing Law provision indicates, the law govern the enforceability of this arbitration provision as a contract, but not the scope of this provision. Neither you nor Azle Capital are entitled to join or consolidate claims in arbitration by or against other consumers or to arbitrate any claim as a representative or member of a class or in a private attorney general capacity. The parties voluntarily and knowingly waive any right they have to a jury trial for TCPA-related matters which, based on the above, will be arbitrated. You agree that any other action(s) at law or in equity arising out of or relating to these Terms of Use or the use of this website shall be filed only in the state or federal courts, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating.
MISCELLANEOUS. Because law controls this Site, all record keeping and data gathering is based on Eastern Standard Time; as such, if you consent, acknowledge, or e-sign a document through this Site, such consents, acknowledgment, and signature will be time-stamped based on Eastern Standard Time even though you may physically be in a different time zone.
Your obligations under these Terms of Use are binding on your successors, legal representatives, and assigns. You may not assign or transfer (by operation of law or otherwise) your right to use the Site and/or the Services or any aspect thereunder, in whole or in part, without our prior written consent.
Please contact us via email at admin@azlecapitalfin.com with any questions regarding these Terms of Use.
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